Here's one of those things that no one ever tells you when you're young: retirement age may be 65, but not too many people in the professional world seem to get there these days. I'd argue that more people are tossed from their jobs, kicking and screaming than not.  

I have maybe two really good ideas each year. Seriously. I'm a believer that inspiration occurs on a bell curve. Most of the decisions that I formulate are generally appropriate, with a sprinkling of solid moves counterbalanced by a few bonehead moves. Most of my efforts are aimed at preventing catastrophic consequences, so I'll often forgo swinging for the fences if the consequence is striking out. As a result, the really top-notch, next-level epiphanies are few and far between. 

Anyway, about ten years ago, I had a seemingly foolproof idea for how to game the stock market and make nearly-unlimited amounts of money. Legally.